Ukonakala kwebango: Yintoni ekufuneka uyazi?

Imigaqo esisiseko isebenza kumthetho wembuyekezo wamaDatshi: elowo uwuthwala owakhe umzi. Ngamanye amaxesha, akukho mntu unetyala. Cinga, umzekelo, ngomonakalo ngenxa yesichotho. Ngaba umonakalo wakho wabangelwa ngumntu? Kwimeko enjalo, kunokwenzeka kuphela ukubuyisela umonakalo ukuba kukho isizathu sokubamba umntu onetyala. Imigaqo emibini ingahlulwa kumthetho wamaDatshi: uxanduva lwesivumelwano kunye nolwezobugqwetha.

Uxanduva lwetyala

Ngaba amaqela angena kwisivumelwano? Ke ayisiyonjongo kuphela, kodwa kunye nesibophelelo sokuba izivumelwano ezenziwe kuyo kufuneka zizalisekiswe ngawo omabini amaqela. Ukuba iqela alizalisekanga izibophelelo zalo phantsi kwemvumelwano, kukho ukusilela. Cinga, umzekelo, imeko apho umthengisi angazizisiyo iimpahla, azise kade okanye zikwimeko embi.

Ukonakala kwebango: Yintoni ekufuneka uyazi?

Nangona kunjalo, kukusilela kuphela okwangoku akunakukwenza kwimbuyekezo. Oku kufuna ukuphendula. Ukwenza uxanduva kulawulwa kwiNqaku 6:75 leKhowudi yeDatshi yaseDatshi. Oku kucacisa ukuba ukusilela kungabikwa kwelinye iqela ukuba kungengenxa yempazamo yakhe, kungenjalo ngenxa ye-akhawunti yomthetho, isenzo somthetho okanye umbono okhoyo. Oku kuyasebenza nakwiimeko zokunyanzelwa kwamandla.

Ngaba kukho ukusilela kwaye ngaba akunakuphunyezwa? Kwimeko apho, umonakalo obangelwayo awunakubangwa ngokuthe ngqo kwelinye iqela. Ngokwesiqhelo, isaziso sokungagqibeki kufuneka sithunyelwe kuqala ukunika elinye iqela ithuba lokufezekisa uxanduva lwalo okwangoku nangexesha elifanelekileyo. Ukuba elinye iqela lisilele ukufezekisa uxanduva lwalo, oku kuya kukhokelela ekusileleni kwaye nembuyekezo inokubangwa.

Ukongeza, uxanduva lwelinye iqela alunakuthathelwa ingqalelo, ngenxa yomgaqo wenkululeko yemvumelwano. Emva kwayo yonke loo nto, amaqela eNetherlands anenkululeko enkulu yesivumelwano. Oku kuthetha ukuba amaqela anokontraka akhululekile ukukhupha uxanduva lokuphendula. Oku kudla kwenziwa kwisivumelwano ngokwaso okanye kwimibandela ngokubanzi ebekiweyo isebenza kuyo kusetyenziswa igatya. Igatya elinjalo kufuneka, nangona kunjalo, lihlangabezane neemeko ezithile ngaphambi kokuba iqela elithile lize ngaphambili ukuba libekwe ityala. Xa igatya elinjalo likho kubudlelwane besivumelwano kwaye lihlangabezana neemeko, indawo yokuqala isebenza.

Uxanduva olusemthethweni

Enye yezona ntlobo zaziwayo kunye neziqhelekileyo zokuhlawula amatyala omthetho kukuhlaselwa. Oku kubandakanya isenzo okanye ukushiywa ngumntu okwenze okungekho semthethweni komnye umonakalo. Umzekelo, umzekelo, ngemeko yokuba undwendwe lwakho lunkqonkqoze ngengozi kwi-vase yakho exabisekileyo okanye luphose ikhamera yakho yefoto ebizayo. Kwimeko enjalo, iCandelo lesi-6: 162 leKhowudi yeDatshi yaseburhulumenteni lixela ukuba ixhoba lezenzo ezinjalo okanye izinto ezishiyiweyo linelungelo lokufumana imbuyekezo ukuba iimeko ezithile ziyahlangatyezwa.

Umzekelo, indlela yokuziphatha okanye isenzo somnye umntu kufuneka kuqala ithathwe njenge akukho semthethweni. Le yimeko ukuba isenzo sibandakanya ukophulwa kwelungelo elithile okanye isenzo okanye isenzo esenziweyo esaphula umsebenzi osemthethweni okanye isidima sentlalontle, okanye imigangatho engabhalwanga. Ngapha koko, isenzo kufuneka sibekhona zidityaniswe 'umxhaphazi'. Oku kunokwenzeka ukuba kungenxa yesiphoso sakhe okanye isizathu sokuba unoxanduva ngokomthetho okanye kwitrafikhi. Injongo ayimfuneko kwimeko yokuphendula. Ityala elincinci kakhulu linokwanela.

Nangona kunjalo, ukwaphulwa komgangatho okubonakalayo akusoloko kukhokelela kuxanduva kuye nawuphi na umntu owonakele ngenxa yoko. Emva kwayo yonke loo nto, uxanduva lusenokunqunyulwa ngu imfuneko yokuhambelana. Le mfuneko ithi akukho sinyanzeliso ekuhlawuleni imbuyekezo ukuba umgangatho ophulwe umthetho awusebenzisi ukukhusela kumonakalo owenziwe lixhoba. Kubalulekile ke ngoko ukuba 'umenzi wobubi' enze ngokungalunganga 'kulo' ixhoba ngenxa yokophula loo mgangatho.

Iindidi zomonakalo ezifanele ukufumana imbuyekezo

Ukuba iimfuno zesivumelwano esisivumelwano okanye sobutyala siyazifezekisa, imbuyekezo ibango. Umonakalo ofanelekileyo kwimbuyekezo eNetherlands uya kubandakanya ilahleko yemali kwaye enye ilahleko. Apho ilahleko yemali ngokungqinelana neNqaku 6:96 yeKhowudi yoLuntu yaseDatshi ichaphazela ilahleko okanye ilahleko yenzuzo ethe yafunyanwa, ezinye iinkxalabo zelahleko ngokwenqaku 6: 101 leKhowudi yaseDatshi yokubandezeleka okungaphathekiyo. Ngokomgaqo, ukonakaliswa kwepropathi kuhlala kufanelekile kwaye kufanelekile kwimbuyekezo, okunye okungalunganga kuphela ngokomthetho ubonelela ngamagama amaninzi.

Imbuyekezo epheleleyo yomonakalo wenzekile

Ukuba iza kwimbuyekezo, imigaqo esisiseko ye imbuyekezo epheleleyo yomonakalo owenzekileyo iyasebenza.

Lo mgaqo uthetha ukuba umntu owenzakeleyo wesigulo esidala ukonakaliswa akasayi kubuyiselwa ngaphezulu komonakalo wakhe opheleleyo. Inqaku lesi-6: i-100 yeKhowudi yeDatshi yaseburhulumenteni ithi ukuba isigameko esinye asibangeli ukuba ixhoba libekho, kodwa sivelisa ezinye inzuzo, esi sibonelelo kufuneka sihlawulwe xa kumiselwa umonakalo oza kuhlawulwa, ngokokuba kufanelekile oku. Isibonelelo singachazwa njengophuculo (lwe-asethi) kwindawo yexhoba ngenxa yomsitho obangela umonakalo.

Ngaphezu koko, umonakalo awuyi kuhlala uhlawulwa ngokupheleleyo. Ukuziphatha okungafunekiyo kwexhoba okanye iimeko kwindawo yomngcipheko wexhoba kudlala indima ebalulekileyo koku. Umbuzo ekufuneka ubuzwe emva koko ngulo ulandelayo: ngaba ixhoba belinokuthi lenze ngendlela eyahlukileyo kunaleyo yenze malunga nokwenzeka okanye ubungakanani bomonakalo? Ngamanye amaxesha, ixhoba linokunyanzeleka ukuba liwunciphise umonakalo. Oku kubandakanya imeko yokuba nesicima mlilo phambi kokuba kwenzeke isiganeko somonakalo, njengomlilo. Ngaba kukho nasiphi na isiphoso kwicala lexhoba? Kwityala, indlela oziphethe ngayo Isiseko esikhokelela ekunciphiseni ukunyanzelwa kwembuyekezo yomntu obangela umonakalo kunye nomonakalo kufuneka wohlulwe phakathi komntu obangela umonakalo kunye nexhoba. Ngamanye amagama: indawo enkulu yomonakalo ihlala kwinkcitho yexhoba. Ngaphandle kokuba ixhoba lihlawulelwe i-inshurensi.

Insurance ngokuchasene nomonakalo

Xa ujonga oku kungasentla, kunokuba bubulumko ukukhupha i-inshurensi ukuze ungashiywa nomonakalo njengexhoba okanye unobangela womonakalo. Emva kwayo yonke loo nto, umonakalo kunye nebango ukuba yimfundiso enzima. Ukongeza, kule mihla unokuthatha ngokulula iinkqubo ezahlukeneyo zeinshurensi neenkampani zeinshurensi, ezinje nge-inshurensi yamatyala, indlu okanye i-inshurensi yemoto.

Ngaba ujongene nomonakalo kwaye ufuna ukuba i-inshurensi ikuhlawulele ngomonakalo wakho? Emva koko kufuneka uxele ngomonakalo kwi-insurer yakho ngokwakho, ihlala ingaphelanga inyanga. Kucetyiswa ukuqokelela ubungqina obuninzi boku. Obuphi ubungqina obufunayo buxhomekeke kuhlobo lomonakalo kunye nezivumelwano ozenzileyo kunye nomshuwalense wakho. Emva kwengxelo yakho, i-inshurensi iyakubonisa ukuba ngowuphi na umonakalo oza kubuyekezwa.

Nceda uqaphele ukuba umonakalo ubuyiselwe yi-inshurensi yakho, awungekhe uphinde ubange lo monakalo kulowo ubangelwe ngumonakalo. Oku kwahlukile ngokubhekiselele kumonakalo ongagutyungelwanga yi-inshurensi yakho. Ukunyuswa kwepremiyamu ngenxa yebango lomonakalo kwi-inshurensi yakho nayo kufanelekile ukuba ihlawulwe ngumntu obangele ukonzakala.

iinkonzo zethu

At Law & More Siyaqonda ukuba nawuphi na umonakalo unokuba neziphumo ezibi kakhulu kuwe. Ngaba ujongene nomonakalo kwaye uyafuna ukwazi ukuba ungawufaka okanye ungawubanga njani lo monakalo? Ngaba ujongene nebango lomonakalo kwaye ungaluthanda uncedo lwezomthetho kwinkqubo? Ngaba unomdla wokufumana enye into esinokubenzela yona? Nceda unxibelelane Law & More. Amagqwetha ethu ziingcali kwicandelo lezimangalo zomonakalo kwaye onwabile ukukunceda ngendlela yobuqu kunye neendlela ekujoliswe kuzo kunye neengcebiso!

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